.v92-consumer-method {
  --v92-indigo: #5138e8;
  --v92-indigo-deep: #17214a;
  --v92-cyan: #16a9c5;
  --v92-ink: #111a35;
  --v92-muted: #586580;
  --v92-line: #dfe4f1;
  --v92-soft: #f5f6ff;
}

.v92-consumer-method .guide-content-shell {
  align-items: start;
}

.v92-consumer-method main {
  min-width: 0;
}

.v92-method-hero {
  min-height: 0;
  padding-block: clamp(36px, 6vw, 72px);
}

.v92-method-hero h1 {
  max-width: 760px;
  font-size: clamp(42px, 4.8vw, 62px);
  line-height: 1.08;
  letter-spacing: -.055em;
  text-wrap: balance;
}

.v92-method-hero .guide-hero-lead {
  max-width: 800px;
}

.v92-method-overview {
  margin: clamp(22px, 4vw, 48px) 0;
  padding: clamp(24px, 4vw, 48px);
  border: 1px solid var(--v92-line);
  border-radius: 30px;
  background:
    radial-gradient(circle at 88% 8%, rgba(22, 169, 197, .16), transparent 28%),
    radial-gradient(circle at 10% 100%, rgba(81, 56, 232, .12), transparent 35%),
    #fff;
  box-shadow: 0 28px 70px -50px rgba(23, 33, 74, .5);
}

.v92-method-intro {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(260px, .72fr);
  gap: clamp(24px, 5vw, 64px);
  align-items: end;
}

.v92-kicker {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--v92-indigo);
  font-size: 13px;
  font-weight: 850;
  letter-spacing: .08em;
}

.v92-kicker::before {
  content: "";
  width: 28px;
  height: 2px;
  border-radius: 99px;
  background: linear-gradient(90deg, var(--v92-indigo), var(--v92-cyan));
}

.v92-method-intro h2 {
  margin: 12px 0 14px;
  color: var(--v92-ink);
  font-size: clamp(30px, 4vw, 50px);
  line-height: 1.14;
  letter-spacing: -.04em;
  text-wrap: balance;
}

.v92-method-intro p:not(.v92-method-unit) {
  max-width: 720px;
  color: var(--v92-muted);
  font-size: 17px;
  line-height: 1.85;
}

.v92-method-unit {
  display: flex;
  flex-wrap: wrap;
  align-content: center;
  gap: 9px 10px;
  margin: 0;
  padding: 20px;
  border-left: 4px solid var(--v92-cyan);
  border-radius: 0 18px 18px 0;
  background: rgba(245, 246, 255, .88);
  color: var(--v92-ink);
  font-size: 14px;
  font-weight: 800;
}

.v92-method-unit span {
  white-space: nowrap;
}

.v92-method-unit i {
  color: var(--v92-cyan);
  font-style: normal;
}

.v92-consumer-rail {
  position: relative;
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 0;
  margin: clamp(30px, 5vw, 58px) 0 0;
  padding: 0;
  list-style: none;
}

.v92-consumer-rail::before {
  content: "";
  position: absolute;
  top: 20px;
  left: 7%;
  right: 7%;
  height: 2px;
  background: linear-gradient(90deg, var(--v92-indigo), var(--v92-cyan));
}

.v92-consumer-rail li {
  position: relative;
  z-index: 1;
  padding: 0 clamp(12px, 2vw, 24px);
  border-right: 1px solid var(--v92-line);
}

.v92-consumer-rail li:first-child {
  padding-left: 0;
}

.v92-consumer-rail li:last-child {
  padding-right: 0;
  border-right: 0;
}

.v92-consumer-rail li > i {
  display: grid;
  width: 42px;
  height: 42px;
  place-items: center;
  margin-bottom: 18px;
  border: 2px solid #fff;
  border-radius: 50%;
  background: var(--v92-indigo-deep);
  box-shadow: 0 0 0 4px rgba(81, 56, 232, .12);
  color: #fff;
  font-size: 12px;
  font-style: normal;
  font-weight: 900;
}

.v92-consumer-rail b {
  display: block;
  color: var(--v92-ink);
  font-size: 20px;
}

.v92-consumer-rail span,
.v92-consumer-rail small {
  display: block;
  margin-top: 9px;
  color: var(--v92-muted);
  font-size: 14px;
  line-height: 1.7;
}

.v92-consumer-rail small {
  color: #34466d;
  font-weight: 700;
}

.v92-method-note {
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: 18px;
  align-items: center;
  margin-top: 32px;
  padding-top: 24px;
  border-top: 1px solid var(--v92-line);
}

.v92-method-note b {
  color: var(--v92-indigo);
  font-size: 14px;
}

.v92-method-note p {
  margin: 0;
  color: var(--v92-muted);
  font-size: 15px;
}

.v92-method-note a,
.v92-risk-note a {
  color: var(--v92-indigo);
  font-weight: 850;
  white-space: nowrap;
}

.v92-estimator-bridge {
  background: linear-gradient(120deg, #131e49, #2b4a85 68%, #167b93);
}

.v92-five-steps {
  grid-template-columns: repeat(5, minmax(0, 1fr));
}

.v92-completion-rate {
  margin: 24px 0 10px;
  padding: 22px 24px;
  border: 1px solid #cdeaf0;
  border-left: 5px solid var(--v92-cyan);
  border-radius: 4px 18px 18px 4px;
  background: #f2fcfe;
}

.v92-completion-rate b {
  color: #096f84;
  font-size: 16px;
}

.v92-completion-rate p {
  margin: 8px 0 0;
  color: #34445f;
  font-size: 15px;
  line-height: 1.85;
}

.v92-io-columns {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1px;
  margin-top: 28px;
  overflow: hidden;
  border: 1px solid var(--v92-line);
  border-radius: 24px;
  background: var(--v92-line);
}

.v92-io-columns article {
  padding: clamp(22px, 4vw, 36px);
  background: #fff;
}

.v92-io-columns article > span {
  color: var(--v92-indigo);
  font-size: 13px;
  font-weight: 900;
  letter-spacing: .08em;
}

.v92-io-columns ul {
  display: grid;
  gap: 12px;
  margin: 18px 0 0;
  padding: 0;
  list-style: none;
}

.v92-io-columns li {
  position: relative;
  padding-left: 22px;
  color: #3f4d68;
  font-size: 15px;
}

.v92-io-columns li::before {
  content: "";
  position: absolute;
  top: .72em;
  left: 0;
  width: 9px;
  height: 9px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--v92-indigo), var(--v92-cyan));
}

.v92-signal-strip {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  align-items: center;
  margin: 20px 0;
  padding: 18px;
  border-radius: 18px;
  background: var(--v92-soft);
}

.v92-signal-strip b {
  margin-right: 8px;
  color: var(--v92-ink);
}

.v92-signal-strip span {
  padding: 6px 10px;
  border: 1px solid #d9dff2;
  border-radius: 999px;
  background: #fff;
  color: #465574;
  font-size: 13px;
  font-weight: 750;
}

.v92-risk-note {
  display: grid;
  grid-template-columns: auto minmax(0, 1fr) auto;
  gap: 18px;
  align-items: center;
  padding: 20px 0 0;
  border-top: 1px solid var(--v92-line);
}

.v92-risk-note b {
  color: var(--v92-indigo);
  font-size: 14px;
}

.v92-risk-note p {
  margin: 0;
  color: var(--v92-muted);
  font-size: 14px;
}

.v92-crest-engine {
  overflow: hidden;
  border-radius: 28px;
  background: linear-gradient(145deg, #121c43, #1c2a5a 68%, #126f83);
  color: #fff;
  padding: clamp(26px, 5vw, 50px) !important;
}

.v92-crest-head {
  display: flex;
  justify-content: space-between;
  gap: 28px;
  align-items: end;
}

.v92-crest-head h2 {
  max-width: 730px;
  margin-top: 14px;
  color: #fff;
  font-size: clamp(28px, 4vw, 46px);
  line-height: 1.15;
  text-wrap: balance;
}

.v92-crest-head > p {
  max-width: 280px;
  color: #a9eaf2;
  font-size: 12px;
  font-weight: 750;
  letter-spacing: .06em;
  text-align: right;
}

.v92-crest-flow {
  display: grid;
  grid-template-columns: 1fr auto 1.35fr auto 1fr auto 1fr;
  gap: 12px;
  align-items: center;
  margin: 34px 0;
  padding: 20px;
  border: 1px solid rgba(255, 255, 255, .18);
  border-radius: 22px;
  background: rgba(255, 255, 255, .07);
}

.v92-crest-flow span,
.v92-crest-flow strong {
  min-width: 0;
  padding: 14px;
  border-radius: 15px;
  background: rgba(255, 255, 255, .09);
  font-size: 14px;
  line-height: 1.55;
  text-align: center;
}

.v92-crest-flow strong {
  background: linear-gradient(135deg, rgba(109, 74, 255, .85), rgba(31, 184, 214, .7));
  font-size: 16px;
}

.v92-crest-flow small {
  display: block;
  margin-top: 4px;
  color: #e8fbff;
  font-size: 11px;
}

.v92-crest-flow i {
  color: #78deeb;
  font-size: 20px;
  font-style: normal;
  text-align: center;
}

.v92-crest-boundary {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 24px;
}

.v92-crest-boundary p {
  margin: 0;
  color: #dce6ff;
  font-size: 15px;
  line-height: 1.82;
}

.v92-crest-boundary b {
  color: #7de6ef;
}

@media (max-width: 980px) {
  .v92-method-intro {
    grid-template-columns: 1fr;
  }

  .v92-five-steps {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }
}

@media (max-width: 760px) {
  .v92-method-overview {
    padding: 24px 18px;
    border-radius: 22px;
  }

  .v92-method-intro h2 {
    font-size: clamp(28px, 9vw, 38px);
  }

  .v92-consumer-rail {
    grid-template-columns: 1fr;
    gap: 0;
    padding-left: 4px;
  }

  .v92-consumer-rail::before {
    top: 22px;
    bottom: 22px;
    left: 24px;
    right: auto;
    width: 2px;
    height: auto;
  }

  .v92-consumer-rail li,
  .v92-consumer-rail li:first-child,
  .v92-consumer-rail li:last-child {
    display: grid;
    grid-template-columns: 48px minmax(0, 1fr);
    gap: 14px;
    padding: 0 0 24px;
    border-right: 0;
  }

  .v92-consumer-rail li > i {
    margin: 0;
  }

  .v92-method-note,
  .v92-risk-note {
    grid-template-columns: 1fr;
    gap: 10px;
  }

  .v92-method-note a,
  .v92-risk-note a {
    white-space: normal;
  }

  .v92-five-steps,
  .v92-io-columns,
  .v92-crest-boundary {
    grid-template-columns: 1fr;
  }

  .v92-crest-head {
    display: block;
  }

  .v92-crest-head > p {
    margin-top: 14px;
    text-align: left;
  }

  .v92-crest-flow {
    grid-template-columns: 1fr;
  }

  .v92-crest-flow i {
    transform: rotate(90deg);
  }
}

@media (max-width: 420px) {
  .v92-method-hero h1 {
    font-size: 40px;
  }

  .v92-method-hero .actions a,
  .v92-estimator-bridge a {
    width: 100%;
    justify-content: center;
    text-align: center;
  }

  .v92-method-unit,
  .v92-completion-rate {
    padding: 16px;
  }

  .v92-consumer-rail b {
    font-size: 18px;
  }

  .v92-consumer-rail span,
  .v92-consumer-rail small,
  .v92-crest-boundary p {
    font-size: 14px;
  }
}

@media (prefers-reduced-motion: reduce) {
  .v92-consumer-method *,
  .v92-consumer-method *::before,
  .v92-consumer-method *::after {
    scroll-behavior: auto !important;
    transition-duration: .01ms !important;
    animation-duration: .01ms !important;
  }
}
